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Glossary Of Real Estate Terms
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Glossary S


Second Mortgage:

This is usually at a higher interest rate and represents the difference between the price of the house and first mortgage plus the down-payment. May be obtained from banks and finance companies or through lawyers or notaries.

Seller's Agent:
The Seller's Agent represents the seller -- either as a Listing Agent under the listing agreement with the seller or by cooperating as a Sub-Agent, typically through the MLS® system. In dealing with prospective buyers -- customers-- the Seller's Agent can provide a variety of information and services to assist the buyer in his/her decision-making. The Seller's Agent does not represent the buyer.

Specification Form:
A document stipulating the kind, quality and sometimes the quantity of materials and workmanship required in the construction of a particular house.

Survey:
A certificate prepared by a qualified surveyor showing the home and other buildings relative to the property boundary.


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