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Buyer Info

Buying a home is beginning of an exciting adventure and for most buyers it is the biggest financial investment of their lives. Yet a great number of people follow emotional impulses to the exclusion of sound thinking when they make an offer on a property they want to buy. Very often they regret their lack of good sense. Don't fall into that trap, instead set a game plan for yourself and follow it. Treat finding a home as you would any serious business endeavor and avoid the avoidable. 

Since choosing a right property to buy starts with needs and desires and finishes with a sizable portion of your earnings used for paying for it, it's important to ensure that the property you choose both meets your needs and is a good "fit" with your financial situation.

Our goal is to assist you in finding the information you need to make an informed decision before making any big commitment. This page will help bring into balance some of the many factors to consider when deciding how best to meet your needs through home ownership.

Buying a home is not a quick process, there is time, energy and patience that is required to buy a property. Compare your housing needs with your housing wants and keep in mind that buying a home always involves compromises; the perfect home does not exist. It is good to know what compromises your family can accept before you start house hunting.

Important Steps to Take:

  • Prepare Yourself - Before you begin taking steps toward making your purchase, looking for a property, a mortgage lender, etc., take some time and prepare yourself. Take note of the principal elements to consider so that you will be confident and well prepared as you go through this stage of your life.
  • Review Your General Financial State - Use Net Worth Calculation as basic method of determining your general financial situation. Use Monthly Expense Estimate to find out impacts on the maximum affordability.
  • Determine What You Can Afford - Use Calculators to find out how much you can afford to pay. Calculators provided on this site are helpful tools meant only as a help to provide general guideline for the user and should not be relied upon in connection with any particular transaction or situation.
  • Know Your Housing Needs & Wants - Make sure that home you plan to buy is going to fulfil most of your housing needs. Good home should also satisfy many of your housing wants. Your new home should be afordable, well located, have good resale potential and should be structuraly sound.
There are also some other important factors and information to consider before setting off to find your new home: